Long enough has the traditional financial economy been centralized, with power concentrated in the hands of a few institutions leading to limited access to financial services, lack of transparency, and increased vulnerability to systemic risks. The lack of financial inclusion and associated intermediation led to high transaction costs, slow settlement, and clearing of financial transactions. This lack of innovation has spurred the development of digital (and alternative) financial solutions and technologies to address these shortcomings and create a more inclusive, efficient, and secure financial ecosystem.
We, at Redstone, back technology companies that democratize the traditional financial world by improving financial inclusion and making financial services more accessible and equitable for all. If the fintech sector had a mission, it would read something like this: fundamentally improve the antiquated financial services available to individuals and small and medium-sized enterprises (SMEs), by using technology that supplants the old-fashioned methods used by brick-and-mortar banks.
Pre-Seed to Series A
€500k to 2.5m
Our network is characterized by many strong partners being at the heart of the financial and real estate industry. The close collaboration of our venture capital experts and our partners allows us to create real value to our portfolio companies that goes beyond capital - from industry sparring, strategic collaborations towards kick starting early growth through working capital, first client relationships etc.
Across these FinTech verticals, B2B SaaS solutions play a crucial role in transforming traditional financial services by providing scalable, cost-effective, and easily-integrated tools to manage operations, customer relationships, and data analytics, driving innovation and efficiency in the sector.
Blockchain and cryptocurrency solutions are revolutionizing finance by enabling decentralized, transparent, and secure transactions. The global blockchain market is expected to grow from $3 billion in 2020 to $39.7 billion by 2025, highlighting the transformative potential of this technology.
The collaboration between green technologies and financial services is a powerful force driving sustainability. By providing access to capital, mitigating risks, fostering innovation, and supporting market development for green technologies, financial services and green technologies unite to pave the way towards a sustainable future.
Online lending platforms offer innovative credit and financing solutions, enabling businesses and individuals to access loans with greater ease and flexibility. As of 2021, the global peer-to-peer lending market is expected to grow at a CAGR of 25.7%, highlighting the demand for alternative lending options.
RegTech solutions address regulatory compliance and risk management challenges, using cutting-edge technologies to simplify and automate processes. As financial firms face increasing regulatory complexity, RegTech spending is projected to exceed $130 billion by 2025, indicating the growing importance of these solutions.
Wealth management technologies, including robo-advisors, democratize access to investment advice and optimize portfolio management. By 2025, robo-advisory assets under management (AUM) are projected to reach $2.2 trillion, showcasing the impact of digital solutions in the wealth management industry.
As a venture capital investor in digital health, we bring significant value to our portfolio companies through our extensive network of investors and startups in the health sector, providing valuable connections and resources for growth. Additionally, our access to partners enables strategic collaborations and market opportunities. This includes our partnership with CSS, Switzerland’s leading health insurer, which we support in the implementation of its investment activities under the brand of SwissHealth Ventures. With our deep understanding of the industry and track record of successful deals in the segment, we offer expertise and guidance to help our portfolio companies navigate the complex landscape and maximize their potential.